Most people are probably aware that the best place to find cheap car insurance companies is online. However, if you want to find the very best prices online you still need to know the proper way to answer the forms that you need to fill out, and hopefully this article will give you some ideas on the best way to answer a few of the most important questions.
For example, did you know that if you park your car in a garage at night rather than parking it on the street that you will save money?
Did you know that driving less can save you money? Using public transportation whenever possible could save you big bucks on your car insurance. If you can reduce the number of miles you drive each month to less than 500 you may very well qualify for a substantial Low Mileage Discount.
Similarly, joining a carpool at work can save you a substantial amount on your insurance each year. The fewer number of rush hour miles that you drive every month the less you should pay for your car insurance.
Did you know that if you retire and stop driving back and forth to work at all that you should tell your agent because that will save you money every single month?
Driving legally at all times saves you a tremendous amount on your insurance. A speeding ticket or other moving violation adds a considerable amount to your car insurance payment every month. And a DUI or a DWI will send your rates through the roof!
If you buy a simple steering wheel locking device - and use it - that can also save you money every single month.
If you are claim-free for at least six months ask your agent if you qualify for a discount on your insurance. Some companies require you to be claim-free for longer than six months, but every company offers a discount for safe drivers.
Increasing your deductible will certainly save you money month after month. Just be careful that you don't increase your deductible to the point that you can't really afford to pay it if you should have a claim.
The best place to find cheap car insurance companies is online. Start by finding at least 3 different websites that let you compare the prices of car insurance from various different insurance companies. Don't rely on the results you get from just one website since each website only gives you comparisons from a very small number of companies.
After you have answered the form on a minimum of 3 different websites all that's left is for you to choose the lowest-price you find and you're done.
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